Insurance

Because each employee's needs are different, UCO offers three medical plans through BlueCross BlueShield of Oklahoma to meet those needs and provide flexibility to employees and their families. The University contributes $530 per month to medical premiums for all full-time employees. Remaining contributions are issued as taxable income to help cover the cost of other benefits. Dental insurance is available through Delta Dental with three options to provide flexibility and meet your and your family’s needs. UCO’s vision insurance is available through Vision Service Plan (VSP). For more information about the different insurance plans, visit our BenefitFocus system or the links on the left.

Employees enrolling in coverage for the first time or making a change to current elections will do so through the BenefitFocus system, which gives employees anytime access to their benefits and provides support in helping employees better understand and utilize their UCO benefits.

If you have questions, please call the Benefits Department at (405) 974-2661, (405) 974-2961, or (405) 974-2656.

When am I eligible for benefits?

UCO offers benefits to all employees who work 30 hours per week or more. Benefit eligible employees will receive benefits on the first day of the month following their date of hire.

To enroll in the insurance, please visit Benefitfocus.

If you have questions, please call the Benefits Department.

Who is an eligible dependent?

  • Your legal spouse.
  • Dependent children under the age of 26, including your biological child, stepchild, foster child, adopted child, or child placed for adoption.
  • A dependent child who is medically certified as disabled and dependent upon the member and his/her spouse. (The disability must have begun before the child attained age 26.)

MAKING CHANGES:

In order to change your benefits outside of the annual Open Enrollment period (October), the employee must:

  • Experience an applicable Qualifying Event (see details below) as defined by the Internal Revenue Service (IRS). Changes based on financial reasons alone are not allowed under the current IRS regulations.
  • Login into Benefitfocus and upload the required documentation within 30 days of the applicable Qualifying Event.
  • Click here for more information on how to make the change in Benefitfocus

What is an Applicable Qualifying Event?

Within the context of changing benefits, “applicable” refers to a change that is directly related to the qualifying event or the individual experiencing the qualifying event.

Please click the following link to view descriptions and examples of Qualifying Events: Qualified Life Event Chart